The Indonesia Second Home Visa grants a 5-year stay permit to foreign nationals who can demonstrate financial capacity of IDR 2 billion (approximately USD 130,000) in an Indonesian bank account. No investment required — just proof of funds. The visa allows multiple entries, includes spouse and children, and provides access to Indonesian banking and services. It is the most accessible long-term visa for high-net-worth individuals.
Second Home Visa Indonesia — 5-Year Residency Guide
Indonesia’s Second Home Visa is a revolutionary immigration product that offers a 5-year stay permit to foreign nationals who can demonstrate sufficient financial means. Unlike investment visas that require you to invest in businesses or bonds, the Second Home Visa simply requires proof of funds — you keep your money in your own Indonesian bank account, fully accessible to you.
This makes it one of the most attractive long-term visa options globally. You get 5 years of residency in Indonesia, multiple entry privileges, family inclusion, and access to all local services — without locking your capital into any investment. Your money stays liquid and under your control.
Second Home Visa Requirements
Financial proof: IDR 2 billion (approximately USD 130,000) deposited in an Indonesian bank account. These funds must remain in the account for the duration of the visa but are otherwise yours to use. Bank account can be opened before or during the application process — our banking service can help.
Other requirements: Passport valid 5+ years, proof of health insurance, clean criminal record, and completed application forms. No age requirement (unlike Retirement Visa which requires age 55+).
Application Process
Our agency handles the complete Second Home Visa application: document preparation, bank account setup assistance, application submission, immigration processing, biometric registration, and visa card issuance. Total timeline: 6-10 weeks. Cost: from IDR 45,000,000 including all government fees and processing.
Second Home Visa vs Other Options
Second Home
IDR 2B funds | 5 years
No investment lock. Funds stay liquid. All ages. Family included. No work without permit.
Golden Visa
IDR 2.5B invest | 5-10yr
Investment locked. Work possible. Longer duration option. Premium pathway.
Retirement KITAS
Income proof | 1-2 years
Age 55+ only. Lower cost. Shorter duration. Annual renewal needed.
Frequently Asked Questions
Can I work on the Second Home Visa?
The Second Home Visa does not include work rights. For employment, you need a separate work permit. For remote work from overseas clients, consider the Digital Nomad Visa.
Is the IDR 2 billion locked?
No. The funds are in your personal Indonesian bank account and remain accessible to you. However, you should maintain the balance throughout the visa validity to avoid potential issues at renewal.
Can my family be included?
Yes. Spouse and dependent children can be included in the Second Home Visa application. Each family member is listed as a dependent on your visa.
What is the age requirement?
There is no age requirement for the Second Home Visa. This is a key advantage over the Retirement Visa which requires age 55+.
Can I open a bank account before applying?
Yes, we recommend opening the Indonesian bank account first so you can demonstrate the required funds at the time of application. Our banking service can facilitate this.
How does it compare to the Golden Visa?
The Second Home Visa has a lower financial threshold (IDR 2B vs 2.5B) and keeps your funds liquid (vs locked investment). However, the Golden Visa offers longer duration (up to 10 years) and potentially broader privileges.
Apply for Second Home Visa
5 years of residency in Indonesia with your funds fully accessible. Our team handles everything.
Indonesia’s Second Home Visa — Complete Guide
The Second Home Visa is Indonesia’s premium long-term residency option designed for affluent foreign nationals who wish to establish Bali or another Indonesian location as their second home. This visa provides 5 to 10 years of residency rights, making it one of the longest-validity immigration permits available in Indonesia. The program targets retirees, investors, remote professionals, and lifestyle migrants who are attracted to Indonesia’s culture, climate, and cost of living.
Unlike the KITAS-to-KITAP pathway that requires years of temporary residency before permanent status, the Second Home Visa provides immediate long-term residency upon meeting the financial requirements. This makes it particularly attractive for individuals who want residency certainty from day one without the complexity and time investment of building a business or securing employment in Indonesia.
Eligibility Requirements
The Second Home Visa is available to all foreign nationals regardless of age, making it more inclusive than the Retirement KITAS (which requires applicants to be 55+). The primary requirement is financial — applicants must demonstrate sufficient financial resources through one or more qualifying methods:
Bank Deposit: A deposit of at least IDR 2 billion (approximately USD $130,000) in an Indonesian bank account. The deposit must be maintained throughout the visa validity period.
Property Ownership: Ownership of Indonesian property valued at IDR 2 billion or more. Foreign nationals can own property through specific legal structures such as Hak Pakai (Right to Use) for apartments or through a PMA company for land and villas.
Investment Portfolio: Investment in Indonesian government bonds, mutual funds, or other approved financial instruments totaling at least IDR 2 billion.
Combination: A combination of the above methods totaling the required minimum value.
Benefits of the Second Home Visa
The Second Home Visa provides comprehensive residency benefits that make daily life in Indonesia smooth and convenient. The 5-10 year validity eliminates the stress and expense of frequent visa renewals. Multiple entry and exit rights allow unlimited international travel without exit permits or re-entry arrangements. Visa holders can open Indonesian bank accounts, obtain local driving licenses, and access healthcare services.
Second Home Visa holders can sponsor their spouse and dependent children for equivalent long-term residency permits, keeping families together. The visa also provides a stable immigration platform for engaging in investment activities, though direct employment requires additional work authorization.
Importantly, the Second Home Visa is not limited to any specific location in Indonesia. While many applicants choose Bali as their primary residence, the visa allows residence anywhere in the Indonesian archipelago — from Jakarta’s business hub to Lombok’s pristine beaches to Yogyakarta’s cultural heartland.
Application Process
Phase 1 — Financial Preparation: Arrange your qualifying financial instrument (bank deposit, property, or investment). For bank deposits, open an account with a major Indonesian bank (BCA, Mandiri, BNI, or BRI) and transfer the required funds from overseas. For property, complete the purchase and obtain the property certificate.
Phase 2 — Document Compilation: Prepare all required documents including passport (minimum 36 months validity recommended), proof of financial qualification, health insurance certificate, criminal background check from your home country, passport-sized photographs, and completed application forms.
Phase 3 — Application Submission: Submit the application to the Directorate General of Immigration. The application undergoes verification of financial documents, background checks, and eligibility review.
Phase 4 — Approval and Visa Issuance: Upon approval, the visa is issued and you can enter or remain in Indonesia as a Second Home Visa holder. Registration with local authorities follows standard procedures.
Second Home Visa vs. Other Options
Compared to the Retirement KITAS (12-month validity, age 55+ required, lower financial threshold), the Second Home Visa offers much longer validity and no age restriction. Compared to the Golden Visa (higher investment thresholds, similar duration), the Second Home Visa has more accessible financial requirements. Compared to the standard Investor KITAS (annual renewal, business establishment required), the Second Home Visa does not require establishing or operating a business.
Frequently Asked Questions
Can I work in Indonesia on a Second Home Visa?
The Second Home Visa is primarily a residency permit and does not automatically authorize employment. Remote work for overseas employers is generally tolerated. For employment with Indonesian companies, additional work authorization is required. Investment activities related to your qualifying financial instruments are permitted.
What happens to my deposit if I leave Indonesia permanently?
If you choose to discontinue your Second Home Visa and leave Indonesia, you can withdraw your bank deposit or liquidate your qualifying investments. There are no penalties for early termination of the visa, though the visa itself becomes void upon withdrawal of the qualifying financial instrument.
Can I convert a Second Home Visa to KITAP or citizenship?
The relationship between the Second Home Visa and the KITAP/citizenship pathway is evolving as the program matures. Currently, the Second Home Visa operates as a separate immigration category. Consult with our team for the latest information on conversion options and long-term immigration planning.