The Indonesia Retirement Visa (ITAS Index 319) allows foreigners aged 55 and above to live in Bali long-term. Requirements include proof of pension or passive income of USD 1,500/month, health insurance, statement of non-employment, and proof of accommodation. The visa is valid for 1-2 years and is renewable. Costs from IDR 12,000,000 through an agent. After 5 consecutive years, holders can convert to KITAP (permanent residency).
Retirement Visa Bali — Live Your Dream in Indonesia
Bali has become one of the world’s most popular retirement destinations, offering a unique combination of affordable luxury, warm climate, rich culture, excellent healthcare, and a welcoming expatriate community. The Indonesia Retirement Visa (officially ITAS Index 319) provides the legal framework for retirees to live in Bali long-term, with a clear pathway to permanent residency through KITAP conversion.
The Retirement KITAS is specifically designed for non-working foreigners aged 55 and above who want to enjoy their retirement years in Indonesia. The visa prohibits employment but allows full enjoyment of Indonesian life — renting property, opening bank accounts, obtaining a driving license, and accessing healthcare services.
Retirement Visa Requirements
Age: Minimum 55 years old at the time of application. Income proof: Pension statement, investment income, or bank statements showing minimum USD 1,500/month (approximately IDR 23,000,000). Health insurance: International health insurance covering Indonesia, including hospitalization and medical evacuation. Accommodation: Proof of rental agreement or property ownership in Indonesia. Non-employment declaration: Written statement that you will not engage in any form of employment in Indonesia.
Why Retirees Choose Bali
The average cost of living for a comfortable retirement in Bali ranges from USD 1,500-3,000/month, which includes villa rental, food, healthcare, transportation, and leisure activities. This is a fraction of the cost in countries like Australia, the US, or Europe. International-standard hospitals in Denpasar provide quality healthcare at affordable prices. The expat community is large, active, and welcoming.
Application Process & Timeline
Our agency handles the entire process from initial consultation to KITAS card delivery. Timeline: 6-10 weeks. We assist with all document preparation, sponsor arrangement, VITAS application, biometric registration, and KITAS issuance. Annual reporting and renewals are included in our maintenance package.
Retirement KITAS Costs
Through our agency: IDR 12,000,000-15,000,000 for the initial application (includes all government fees, VITAS, biometrics, KITAS card, and MERP). Annual renewal: IDR 8,000,000-10,000,000. Annual reporting: included in our service. See pricing for details.
Frequently Asked Questions
Can I work on a Retirement Visa?
No. The Retirement KITAS explicitly prohibits employment. If you want to start a business, you need a separate PT PMA setup and Investor KITAS.
What income proof is accepted?
Pension statements, social security documents, investment portfolio statements, bank statements showing regular deposits, or any combination demonstrating at least USD 1,500/month in passive income.
Can my spouse come with me?
Yes. Your spouse (regardless of age) can apply for a dependent KITAS linked to your Retirement KITAS. See Family KITAS for details.
Is healthcare included?
The Retirement Visa does not include healthcare. You need private health insurance. Many retirees in Bali use international health insurance plans that cover Indonesian hospitals.
Can I buy property in Bali?
KITAS holders can hold property under Hak Pakai (right to use) for up to 80 years. Freehold (Hak Milik) is reserved for Indonesian citizens. Our team can advise on property options.
How long can I stay outside Indonesia?
You need a MERP (Multiple Exit Re-entry Permit) to travel internationally. Extended absences may affect your KITAS renewal. We recommend spending at least 6 months per year in Indonesia.
Start Your Bali Retirement
Our team has helped hundreds of retirees make Bali their home. Free consultation available.
Comprehensive Guide to the Bali Retirement Visa (KITAS Lansia)
The Indonesian Retirement Visa, officially known as KITAS Lansia or Retirement KITAS, offers foreign nationals aged 55 and above the opportunity to live in Bali and enjoy Indonesia’s tropical lifestyle during their retirement years. This visa category was specifically created to attract retirees who bring financial resources and cultural exchange to Indonesian communities without competing with local workers for employment.
Bali has become one of the world’s most popular retirement destinations, offering an exceptional combination of affordable living costs, warm tropical climate year-round, rich cultural experiences, quality healthcare, and a welcoming expatriate community. The Retirement KITAS provides the legal framework for retirees to establish long-term residence and fully enjoy everything Bali has to offer.
Eligibility Requirements
Age: Applicants must be 55 years of age or older at the time of application. There is no upper age limit.
Financial Requirements: Proof of monthly pension, retirement income, or passive income of at least USD $1,500 per month. This can be demonstrated through pension statements, investment income documentation, rental income records, or bank statements showing regular deposits. The purpose is to ensure retirees can support themselves without employment in Indonesia.
Health Insurance: Valid health insurance coverage in Indonesia is mandatory. The policy must cover medical treatment, hospitalization, and medical evacuation. Several international insurance providers offer plans specifically designed for expatriate retirees in Indonesia.
Accommodation: Proof of accommodation in Indonesia, either through a long-term rental agreement (minimum 12 months) or property ownership. The accommodation must meet minimum standards as determined by immigration authorities.
No Employment: Retirement KITAS holders must commit to not engaging in any form of employment or business activity in Indonesia. This includes paid and unpaid work, consulting, teaching, and any activity that could be classified as productive work.
Benefits of Retiring in Bali
The financial advantages of retiring in Bali are substantial. Monthly living costs for a comfortable lifestyle range from USD $1,500-3,000, including rental of a quality villa or apartment, daily meals, transportation, healthcare, and leisure activities. This is a fraction of equivalent costs in Western countries, Australia, or Japan. Quality private healthcare is available at modern hospitals in Denpasar at significantly lower costs than comparable treatment abroad.
Beyond financial benefits, Bali offers an unmatched quality of life for retirees. The island’s Hindu-influenced culture emphasizes community, spirituality, and daily rituals that create a peaceful and meaningful living environment. The tropical climate eliminates harsh winters, and the natural beauty of rice terraces, beaches, volcanic mountains, and lush jungles provides endless exploration opportunities.
Bali’s established expatriate community provides social connections, support networks, and familiar amenities. International restaurants, supermarkets, healthcare facilities, and recreational clubs cater to foreign residents. The island also offers excellent connectivity with direct flights to major Asian and Australian cities.
Application Process
Phase 1 — Document Preparation: Gather all required documents including proof of age (passport), financial statements, health insurance certificate, accommodation proof, curriculum vitae, and passport-sized photographs. Foreign documents may need to be legalized and translated into Bahasa Indonesia.
Phase 2 — Sponsor Arrangement: A licensed immigration agent or an Indonesian individual/organization must act as your sponsor for the Retirement KITAS application. Our team provides full sponsorship services as part of the application package.
Phase 3 — KITAS Application: Submit the application to the Directorate General of Immigration. Processing includes document verification, financial assessment, and background checks. A telex visa approval is issued upon acceptance.
Phase 4 — Entry and KITAS Issuance: Enter Indonesia on the retirement visa, complete biometric collection at the local immigration office, and receive your KITAS card within 2-3 weeks of the biometric appointment.
Retirement KITAS Renewal and KITAP Progression
The Retirement KITAS is valid for 12 months and must be renewed annually. The renewal process is simpler than the initial application, requiring updated financial statements, valid health insurance, and accommodation proof. After holding a Retirement KITAS for several consecutive years with continuous residence in Indonesia, retirees may be eligible to apply for a KITAP (Permanent Stay Permit), which provides 5-year validity and reduced renewal frequency.
Frequently Asked Questions
Can I retire in Bali if I am under 55?
The Retirement KITAS is specifically for applicants aged 55 and above. If you are under 55 and want to live in Bali long-term without working, consider the Second Home Visa (requires IDR 2 billion financial proof), the Social/Cultural Visa (up to 180 days), or the Digital Nomad Visa (if you work remotely for overseas clients).
Can I buy property in Bali on a Retirement Visa?
Foreign nationals cannot own freehold land in Indonesia. However, Retirement KITAS holders can obtain Hak Pakai (Right to Use) titles for apartments and houses, lease land for up to 25 years (renewable), or purchase property through a PMA company structure. Our team can advise on the best property acquisition strategy for your situation.
What healthcare is available in Bali?
Bali has several quality hospitals including BIMC Hospital, Siloam Hospital, and Kasih Ibu Hospital, staffed by Indonesian and international doctors. For specialized or complex medical treatment, medical evacuation to Singapore (2.5-hour flight) is covered by most comprehensive health insurance policies. We recommend retirees maintain a health insurance policy with medical evacuation coverage.